With the average price of a house soaring to $287,148—reportedly a 13.2 percent hike from last year—the dream of owning a home seems increasingly out of reach for many low-income and working-class Americans.
Tech startup Landis is hoping to change that with its unique rent-to-sell model. The pioneering platform purchases homes on behalf of its clients, then allows them to rent the properties until they are able to qualify for a mortgage. Aspiring homebuyers work with a dedicated coach to help build their credit and improve their financial literacy. During that time, part of their rent goes towards a downpayment for their dream house. After two years, clients are then offered the opportunity to purchase the property at a predetermined price.
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